2007 Choices Premium and Allowance Rates
Section A below tells you how much money you will be allotted each month for benefits. Section B shows you the benefits available to you and the monthly cost of each benefit. Use your monthly allowance (Section A) to purchase your benefits (Section B).
Section A - 2007 Monthly Benefits Allowance (based on number enrolled in medical coverage)
| Number enrolled |
Monthly Allowance |
| Medical waiver* |
$244.00 |
| You only |
$438.90 |
| You + 1 family member |
$800.80 |
| You + 2 or more family members |
$946.00 |
*Medical waiver - you may choose not to purchase any benefits through Choices. If you make this choice, you will receive $244 in addition to your regular pay each month. The County does require you to show proof of medical insurance.
Section B - 2007 Premiums
| Medical Plans |
You Only |
You +1 |
You +2 or more |
| CIGNA Network HMO |
$349.14 |
$694.01 |
$799.34 |
| CIGNA Network POS |
$593.68 |
$1018.63 |
$1148.69 |
| CIGNA PPO |
$868.07 |
$1780.13 |
$2000.59 |
| Kaiser |
$406.76 |
$808.08 |
$938.25 |
| CAPE Blue Shield Classic |
$464.00 |
$932.56 |
$1157.56 |
| CAPE Blue Shield Lite |
$299.00 |
$600.56 |
$770.56 |
Dental Plans
|
|
|
|
| Delta Dental |
$21.09 |
$35.20 |
$52.62 |
| Delta Care |
$13.83 |
$22.81 |
$33.74 |
| Safeguard |
$9.83 |
$19.04 |
$24.85 |
Optional Group Term Life Insurance
| 1 x Annual Salary |
6 x Annual Salary |
| 2 x Annual Salary |
7 x Annual Salary |
| 3 x Annual Salary |
8 x Annual Salary |
| 4 x Annual Salary |
|
| 5 x Annual Salary |
|
Monthly premiums are based on age and salary
Dependent Term Life Insurance (After-tax Benefit)
| Coverage (all family members): |
$5000 |
$1.09 |
| |
$10,000 |
$2.18 |
| |
$15,000 |
$3.27 |
| |
$20,000 |
$4.36 |
AD&D Insurance
| Amount |
You Only |
You + Family Members |
| $10,000 |
$0.21 |
$0.41 |
| $25,000 |
$0.52 |
$1.02 |
| $50,000 |
$1.05 |
$2.05 |
| $100,000 |
$2.10 |
$4.10 |
| $150,000 |
$3.15 |
$6.15 |
| $200,000 |
$4.20 |
$8.20 |
| $250,000 |
$5.25 |
$10.25 |
Medical Coverage Protection
| LTD Health Insurance |
$4.25 |
Flexible Spending Accounts
| Health Care Spending Account |
$10 minimum to $400 maximum per month |
| Dependent Care Spending Account |
$10 minimum to $400 maximum per month |
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